Get cancer coverage you can trust. Plan the financial future of your loved ones.

Take the emotional toll of a Cancer diagnoses, and add in the physical strain about to come, compounded by the financial burden of unknown incurred expenses and loss of income, and the average person has a recipe for disaster.

Taking care of the one equation (finances) that is under your control would mean all the difference.

Cover Out-of-pocket Expenses Our insurance covers your needs.

Even if you have health insurance, cancer treatment can quickly charge up your out-of-pocket expenses. You may have seen the average patient with as much as 70% being non-medical expenses. Most are non-medical such as wage loss, covering high deductible major medical, transportation to a treatment center, home health care, there is even income loss from a spouse who’s paycheck will diminish being by a partners side.

Don't Wipe Out Your Savings Get a quote and apply online today.

If you are one of the few that have it you may want to consider not wiping out your savings account or selling off assets one works hard to acquire.

That’s why more and more experts recommend consumers to turn to supplemental health plans.

Cancer Insurance Tailored For You If you knew without a doubt you’d be diagnosed with cancer in a month, what would you do today, to make sure you're prepared?

Cancer Insurance Policy

A Cancer insurance policy provides the insured with benefits that he or she may use immediately in the event of such illness occurs. The benefit is typically a lump sum cash payment to offset expenses health insurance does not cover. If you have ever known someone that has gone through this disease you may have seen first hand the loss and are now searching for a means of protection. For those concerned with how financially devastating it was, witnessing firsthand can testify to the loss and advise loved ones and friends to be more proactive with their coverage.

Family History

If you have a history of cancer in your family, you understand the physical, emotional, and financial impacts. You also understand why a supplemental cancer plan is essential and simply necessary. No other kind of type provides the substantial assistance you need when you develop such an illness. If cancer prevention and awareness is on the forefront of your mind it should be.


To qualify, you should not have any pre-existing conditions related to cancer. Majority of these companies require that you should not have had any type previously. Few carriers, however, are more lenient with medical conditions. You can save on time by doing the research before you buy a cancer insurance policy with a unbiased organizations, rather than a carrier direct whose purpose is to sell their own product.

Medical Expenses Coverage

The coverage will vary based on the underwriting company and the plan benefit details included in the policy. Many cancer plans cover both non-medical and medical expenses. Medical expenses may include hospital stays, co-pays, medical procedures and medical tests. On the other hand, non-medical expenses may include home-based health care, child care expenses, loss of income, newly incurred unforeseen expenses, as well as mortgage and basic utilities and aids for dietary restrictions.


Want real instant Critical illness and Cancer insurance quotes now in under 20 seconds?

Use the #1 recommended U.S. Critical Illness Insurance Resource Center “Instant Agent’s tool” to shop and compare rates with all the major cancer insurance companies. The first quote engine developed by us for brokers to get instant rate quotes in seconds, for less. Peek behind the curtain, and get educated as a consumer!

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33% Of All Families Deplete All or Most of Their Savings Because of a Serious Illness Get a free online personalized quote.

Frequently Asked Insurance Questions If you would like to discuss your insurance questions with us directly, call our Resource Center at 561-210-5822.

How do I understand what is covered?

Before you buy a cancer insurance, you should first understand the coverage. Try to find a policy that complements your existing medical. Considering the fact that raising the deductible in health insurance is reason enough to get a Critical illness or cancer plan.

If you are considering buying a cancer insurance policy, before determining amount for a quote, consider your risk of developing cancer:

  • If you have a history of cancer in your family, you could benefit greatly.
  • Your lifestyle and how often you exercise, ones diet/fast food.
  •  Cigarettes and tobacco use that raises risk.
  • Type of profession and stress levels as a factor to statistics.
  • Do I know someone that has been diagnosed and how did it affect them, what if they had a lump sum policy?
  • Could I survive being out of work 6 months to a year out of work or my spouse supporting?
  • Statistically 1 out of every three will get some form or another of cancer type and severity differing

Review your current health insurance plan to determine what type of cancer coverage it provides. Examine this coverage against realistic and worst-case scenarios. How much would treatment cost if you were stricken with this disease tomorrow? How much of that treatment would your current insurance plan cover and how much would come out of your pocket? Does it cover clinical trials, home health care, cancer treatment centers or non medical expenses/ loss of income, deductibles, and other out pocket expenses and well as current bills?

Why Is Cancer Insurance Important?

Cancer Insurance Importance

Knowledge is Power…Only if you use the knowledge you have

  1. Three (3) Million cancer and critical illness cases a year and growing and expenses near 70% non-medical related
  2. Over 60% of all Bankruptcies are critical and medical related…78% had health insurance only and could not afford the what major medical did not cover.
  3. More people are surviving than ever in medical and technological advances, but you survive financially?
  4. Ever known anyone diagnosed? Did it effect them emotionally physically and financially? Looking back…How much would $20,000, $50,000 $100,000 have helped them?

If you were not aware a policy existed, hopefully you are not finding out too late. It is confusing, but the good news is that you’re not alone. We can help you explore your best options, simplify and tailor a plan to meet your needs. We assist agents, brokers, worksite group employers and individual consumers and families as intermediary advisers. Sound advice is essential with providing trust in peace of mind. Call the Critical illness Cancer Insurance Resource Center at 561-210-5822 and speak to an experienced and helpful adviser to get the answers you need or simply click above to fill in short form to get a quote now. Remember wellness and preventative is important and likely free in your insurance so get cancer screenings to catch early signs.

What types of cancer insurance plans are there?

There are two types of Cancer plans: Indemnity expense a defined benefit and a Cash lump sum.

Before you buy a cancer insurance plan, try to look at different providers and insurance companies with reviews and ratings. Some with ribbon benefits, others, scaled down and basic often are best. Some offer Return of Premium  and or Waiver of Premium, for some people it may be worth the bells and whistles but for most unnecessary if keeping costs down. Basic is best and you’ll get higher coverage amount for less cost.

An expense benefit plan such as Aflac may pay a small cash amount but can primarily pay a specified benefit amount for each item such as $200 a day in hospital plus $xxxx towards chemo and radiation a month and $xxx for transportation a month.They may or may not add a lump sum as well but expect it to be small.

Cash cancer or lump sum amount paid directly to the insured is another policy type. Money (such as $30,000 e.g.) in lump sum, gets paid upon diagnosis and the payment to insured, can fill in the gaps as he or she pleases. This is more prevalent in plan since having major medical covers the expenses medically and much of other expenses that forces debt are non medical related. If concerns of Heart attack, stroke, and other critical illnesses including cancer, then a Critical Illness Insurance would be better choice to consider for not much more premium. Note that these are supplemental insurance policies and as such are not under the heath reform laws. This means it does go through underwriting albeit simple and quick. You should know that while you may be healthy today you may not qualify later. There are a lot available options, so a little shopping can help you decide which one provides you with the coverage that you need, and this site is a checklist and guide to help. We can only advise on a per call basis however and everyone’s needs are different.

What if I already am diagnosed and have no health insurance where can I still get coverage?

Cancer Health Insurance for those without any coverage and looking for major medical health insurance was deemed impossible to acquire since you are already coming in with a risk that will cost the insurer lots of money. It was an un-insurable condition and has been no way for anyone to get any coverage for someone with that pre-existing condition…till now. The health care reform under the ACA or Affordable Care Act has made the law that everyone receive health insurance coverage regardless of any medical conditions. This is available through health insurance exchanges or a Health insurance marketplace and is now in full force in every state as of 2014 during open enrollment or a qualifying life event.

If a supplemental cancer insurance policy is what you seek and already have major medical but are looking for income protection for the future, then a critical illness or Cancer insurance will be what you want. The biggest mistake next to believing you were already covered with medical insurance is procrastination. There are more non-medical bills that accrue that is the downfall of so many that are financially devastated by any of the multiple forms of this condition and waiting to get coverage is not the solution. Medical break-thoughs and advanced technology has us surviving longer than ever before. The financial ruin however, is the reason why cancer and critical illness insurance was born. To enable those to focus on getting better medically, while your cancer insurance takes care of your and yours financially.

In a nutshell, if you have health insurance and/or disability insurance, and think your covered for all the unexpected uncovered bills forthcoming-you had better think again. Contact the Cancer Resource Center for assistance is the first step to protecting against the possibilities of financial devastation.

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